Casualty infrastructure
for AI liability.
AI risks are being carved out of standard policies. Synza helps insurers and MGAs define, price, and write AI liability as a new casualty line.
The problem
Insurance was built for human-operated businesses.
AI changes the source of liability. Losses can emerge from model outputs, autonomous workflows, vendor dependencies, AI-generated content, customer-facing decisions, and correlated infrastructure exposure. Existing cyber, E&O, D&O, and liability policies were not designed for this.
Product
What Synza provides
AI liability wording
Policy language, exclusions, endorsements, and coverage structures for AI-related exposures.
Claims triggers
Define when an AI-related event becomes a covered claim.
Accumulation models
Map correlated exposure across vendors, models, cloud providers, sectors, and portfolios.
Reinsurance memos
Package AI liability risk into a format reinsurers can evaluate and absorb.
Positioning
Not agent insurance.
Market infrastructure.
Existing AI insurance players
Certify or insure individual AI products.
Synza
Helps the insurance market create, write, and scale AI liability products.
Use cases
Built for how insurance actually works
Launching AI liability coverage
Use Synza's wording engine and accumulation models to build and file an AI liability product from scratch.
Reviewing AI carve-outs
Understand what your existing policies exclude and how to add AI liability back in as a defined coverage.
Placing AI-exposed clients
Structure AI liability submissions with clear triggers, limits, and supporting data for underwriters.
Evaluating AI accumulation risk
Model correlated AI exposure across cedants, sectors, and shared infrastructure to price treaty capacity.
Vision
AI is the first non-human liability market.
Today it starts with AI liability. Tomorrow it expands to robots, autonomous vehicles, synthetic operators, and zero-human companies. Synza is building the casualty infrastructure for that transition.